Frequently Asked Questions
1. What is No Cost EMI?
No Cost EMI is an offer by which you pay your EMI provider only the product price, equally divided over your repayment timeline.
For example, if you buy a Rs3000 item at a 6 months tenure, you will pay your EMI provider Rs500 every month for 6 months, amounting to a total of Rs3000*.
2. How to opt the No Cost EMI ?
You have to apply the coupon code “NOCOSTEMI” at the time of purchase. When you apply the coupon code the amount will automatically deducted from your cart.
3. EMI interest charges
Zero % EMI is valid for maximum 6 months of installment period.13% interest charge up to 6 month will be discounted at the time of purchase.
4. What is the maximum installment period?
The maximum payment installment period will be confirmed by bank. Zero Cost EMI offer is valid only till 6 month installment.
5. Which payment methods can I use to get a No Cost EMI?
No cost EMI is available on credit cards from HDFC bank.
6. Are there any fees or down payment?
There are no processing fees or down payment for these transactions.
7. Is No cost EMI available on all products on the site?
Yes No cost EMI is available on all mobiles. You can check the availability on the product detail page.
8. Will my bank continue to charge me interest?
Yes, your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your purchase, effectively giving you the benefit of a No Cost EMI*.
9. How will my EMI be charged?
Your EMI provider will take 3-5 working days to process your EMI. Once done, your EMI will be charged on a monthly basis, as per your credit card billing cycle or payment instructions with your EMI provider. Please check with your provider for specific details.
*Note: This excludes GST and other taxes that may be charged by your bank.